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90 seconds · free · we never pull your credit. You tell us the range, that's it.

TC True Cost Funding

Calculator Funding options Guides About Check your options

Which funding actually fits your business?

Six questions. We use them to show which of the four funding types (and which kinds of providers) realistically match businesses like yours, including when the honest answer is "wait and fix one thing first."

Funding options check6 questions · ~90 sec

Question 1 of 6

Don't fill this out:

How much funding do you need?

Under $25,000 $25,000 – $75,000 $75,000 – $150,000 $150,000+

Roughly, your monthly business revenue?

Ballpark is fine. Pick the closest range.

Under $10,000 / month $10,000 – $25,000 / month $25,000 – $50,000 / month $50,000+ / month

How long have you been in business?

Under 6 months 6 – 12 months 1 – 2 years 2+ years

Your personal credit, roughly?

Your best guess is fine. We never pull credit.

Under 550 550 – 649 650 – 719 720+

Where’s the business, and what does it do? State Industry

Where should we send your options?

This is where the results go. Nothing is sent to providers until you agree below.

Your name Email Phone (optional) I agree that True Cost Funding may:
• email me about funding options for my business, and call or text me only if I gave a phone number above;
• share my answers above with matched funding providers, who may contact me directly.
This isn’t a condition of any purchase, and I can opt out anytime. See the privacy policy (opens in new tab).

Free because providers pay us referral fees if you end up applying with them. Never out of your pocket, and it doesn't change what we show you. We are not a lender or loan broker; providers make their own decisions on their own terms.

True Cost Funding

An independent education site for small-business owners. We are not a lender and not a loan broker. We don’t make credit decisions, take applications for credit, or negotiate terms. We explain what funding costs and point you to providers so you can decide with the whole picture.

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Content on this site is educational information, not financial, legal, or tax advice, and not an offer or solicitation of credit. Calculator results are estimates; your contract’s own disclosures control. © 2026 True Cost Funding.